Misleading headline. The article isn't about adopting new technologies. Instead, its author is reporting on the use of technology to buy ***. That is, both groups are using phones to find ways to spend more money. Con-***-the-gratulations.
We'd be better off starting small. While it's important to own certain productive means - or at the very least hold meaningful stakes in those productive means, there are more immediate concerns that need to be addressed. And it's only through addressing these more immediate concerns that our larger aspirations can come to fruition.